Safety Insurance Group, Inc.

$75.52

$-0.19 (-0.25%)

Jan 5, 2026

Price History (1Y)

Analysis

Safety Insurance Group, Inc. operates in the Financial Services sector within the Insurance - Property & Casualty industry. The company has a market capitalization of $1.12 billion and generates revenue of approximately $1.23 billion on a trailing 12-month basis, supporting a workforce of 551 employees. The company's financial health is characterized by moderate profitability, with gross margin at 9.8%, operating margin at 11.2%, and profit margin at 7.1%. Returns on equity and assets are 10.0% and 3.0%, respectively. The balance sheet shows a debt-to-equity ratio of 4.74 and a current ratio of 0.39, indicating manageable leverage and liquidity. Valuation metrics suggest that Safety Insurance Group, Inc. has a relatively low price-to-earnings ratio of 12.91 (trailing) and 12.08 (forward), as well as an enterprise value-to-EBITDA ratio of 9.26. The company's revenue growth rate is 10.6% year-over-year, and earnings growth is at 10.4%. Additionally, the dividend yield stands at 486.0%, with a payout ratio of 61.7%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Safety Insurance Group, Inc.

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, insure individual vehicles, and commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; and commercial umbrella, which offers an excess liability product to clients, as well as underwrites dwelling fire insurance for non-owner-occupied residences. Additionally, the company offers inland marine coverage for homeowners and business owner policies, and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.

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Key Statistics

Market Cap
$1.12B
P/E Ratio
12.91
52-Week High
$84.20
52-Week Low
$67.04
Avg Volume
85.05K
Beta
0.23
Dividend Yield
486.00%

Company Info

Exchange
NMS
Country
United States
Employees
551