SBSI
Financial ServicesSouthside Bancshares, Inc.
$30.80
+$0.35 (+1.15%)
Jan 5, 2026
Price History (1Y)
Analysis
Southside Bancshares, Inc. is a financial services company operating in the banks - regional industry within the sector of Financial Services. With a market capitalization of $926.47M and 778 employees, the company falls under the category of a mid-sized entity. The company's financial health indicates moderate profitability with an operating margin of 14.5% and profit margin of 29.6%. However, its gross margin is at 0.0%, indicating potential issues with cost management. Returns on equity (ROE) stand at 8.5%, while the return on assets (ROA) is 0.8%. The balance sheet shows that Southside Bancshares has $474.04M in cash and $528.71M in debt, suggesting a moderate level of liquidity. The valuation context for Southside Bancshares indicates a price-to-earnings ratio of 13.22 on a trailing twelve-month basis and 9.90 on a forward-looking basis. The revenue growth has been negative at -30.4% year-over-year, while earnings growth was even more significant at -76.4%. A high dividend yield of 473.0% is accompanied by a payout ratio of 62.6%, which may raise concerns about the sustainability of dividends in the current financial situation.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Southside Bancshares, Inc.
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides wealth management and trust services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; safe deposit services; and brokerage services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking services. The company offers various banking services through branches, drive-thru facilities, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.
Visit website →Key Statistics
- Market Cap
- $926.47M
- P/E Ratio
- 13.22
- 52-Week High
- $33.14
- 52-Week Low
- $25.85
- Avg Volume
- 142.93K
- Beta
- 0.62
- Dividend Yield
- 473.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NYQ
- Country
- United States
- Employees
- 778