Sound Financial Bancorp, Inc.

$43.58

+$0.08 (+0.18%)

Jan 5, 2026

Price History (1Y)

Analysis

Sound Financial Bancorp, Inc. is a company operating in the Financial Services sector, specifically within the Banks - Regional industry. With a market capitalization of $104.07 million, it represents a regional bank with relatively modest scale. The company employs 108 individuals, further indicating its smaller size compared to larger financial institutions. The company's financial health shows stable profitability, with operating and profit margins at 23.7% and 17.7%, respectively. Return on Equity is 6.5%, while Return on Assets is 0.6%. On the balance sheet side, cash reserves amount to $101.16 million, while debt totals $40.73 million. Valuation metrics indicate a price-to-book ratio of 1.03 and a price-to-sales ratio of 2.69. The company's P/E ratio stands at 16.45 on a trailing twelve-month basis. Revenue growth has been steady, with a year-over-year increase of 7.3%. Earnings growth is higher, at 46.7% year over year. Sound Financial Bancorp also pays dividends, with a dividend yield of 175.0% and a payout ratio of 28.7%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Sound Financial Bancorp, Inc.

Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also offers loans secured by first and second mortgages on one-to-four family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats and recreational vehicle loans, and loans secured by deposit accounts. Sound Financial Bancorp, Inc. was founded in 1953 and is headquartered in Seattle, Washington.

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Key Statistics

Market Cap
$104.07M
P/E Ratio
16.45
52-Week High
$55.00
52-Week Low
$42.75
Avg Volume
5.81K
Beta
0.10
Dividend Yield
175.00%

Company Info

Exchange
NCM
Country
United States
Employees
108