SLM

SLM Corporation is a financial services company operating in the credit services industry. The company has a significant scale, with a market capitalization of $5.78 billion and annual revenue of $1.46 billion. It also employs 1710 people. The company's financial health indicates strong profitability, with gross margins at 100.0%, operating margins at 50.7%, and profit margins at 42.7%. Returns on equity (ROE) stand at 27.9% and returns on assets (ROA) are at 2.1%. The balance sheet shows a substantial debt of $6.84 billion, which is offset by cash reserves of $3.59 billion, resulting in a debt-to-equity ratio of 292.10. The company's valuation context reveals a price to earnings (P/E) ratio of 9.47 and forward P/E of 9.22. Revenue growth has been substantial, with a year-over-year increase of 225.6%. The dividend yield stands at 190.0%, with a payout ratio of 17.9%.