SMBK
Financial ServicesSmartFinancial, Inc.
$37.01
+$0.45 (+1.23%)
Jan 5, 2026
Price History (1Y)
Analysis
SmartFinancial, Inc. is a company in the Financial Services sector, specifically within the Banks - Regional industry. With a market capitalization of $630.21M, it operates on a relatively large scale. The company has approximately 597 employees and generates revenue of $188.20M (TTM). From a financial health perspective, SmartFinancial exhibits strong profitability metrics. Its operating margin stands at 40.9%, while its profit margin is 24.6%. Additionally, the company demonstrates decent returns on equity (9.0%) and assets (0.9%). In terms of its balance sheet, the company has significant cash reserves ($570.42M) but also carries a substantial amount of debt ($165.67M). In terms of valuation context, SmartFinancial's price-to-earnings ratio is 13.36 (TTM), indicating a relatively modest multiple compared to its peers. The company's revenue growth rate stands at 22.2% (YoY), while earnings growth is substantial at 50.0%. The dividend yield is notable at 88.0%, and the payout ratio is 11.7%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About SmartFinancial, Inc.
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. The company accepts various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans and leases; commercial business and mortgage loans; direct consumer installment, educational, agriculture, and other revolving credit loans; equipment financing, heavy equipment, semis, and trailers loans and leases to small and medium sized businesses; letters of credit; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.
Visit website →Key Statistics
- Market Cap
- $630.21M
- P/E Ratio
- 13.36
- 52-Week High
- $40.08
- 52-Week Low
- $26.31
- Avg Volume
- 78.92K
- Beta
- 0.75
- Dividend Yield
- 88.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NYQ
- Country
- United States
- Employees
- 597