SOFI
Financial ServicesSoFi Technologies, Inc.
$29.28
+$1.82 (+6.63%)
Jan 5, 2026
Price History (1Y)
Analysis
SoFi Technologies, Inc. is a leading company in the Financial Services sector and Credit Services industry. With a market capitalization of $36.91B and 5,000 employees, it operates on a significant scale. The company's financial health is notable, with gross margin at 82.5% and operating margin at 15.6%. Profitability metrics also indicate strong performance, with profit margin at 19.5% and net income of $640.24M (TTM). Returns on equity (ROE) and assets (ROA) stand at 8.6% and 1.6%, respectively. Its balance sheet shows a debt-to-equity ratio of 32.00 and cash holdings of $3.27B, with total debt of $2.81B. Valuation metrics indicate that the company's price-to-earnings (P/E) ratio is 48.80 (TTM), while its forward P/E stands at 51.10. Revenue growth has been strong, with a year-over-year increase of 37.8%. Earnings growth has also been significant, at 105.9% YoY.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About SoFi Technologies, Inc.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; and SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
Visit website →Key Statistics
- Market Cap
- $36.91B
- P/E Ratio
- 48.80
- 52-Week High
- $32.73
- 52-Week Low
- $8.60
- Avg Volume
- 66.93M
- Beta
- 1.93
Company Info
- Industry
- Credit Services
- Exchange
- NMS
- Country
- United States
- Employees
- 5,000