South Plains Financial, Inc.

$38.92

+$0.64 (+1.67%)

Jan 5, 2026

Price History (1Y)

Analysis

South Plains Financial, Inc. is a regional bank operating in the financial services sector. It has a market capitalization of $632.37 million and employs 528 individuals. The company operates within the banks - regional industry. Financially, South Plains Financial reports strong profitability metrics, with an operating margin of 38.5% and a profit margin of 29.1%. However, its gross margin is at 0.0%, indicating no contribution from sales or revenue towards net income. On the balance sheet side, the company has cash reserves of $644.57 million but carries debt of $60.57 million. Valuation metrics indicate that South Plains Financial's price to earnings (P/E) ratio stands at 10.90 and its forward P/E is 10.73. The company has experienced revenue growth of 13.2% year-over-year, accompanied by an even higher earnings growth rate of 45.5%. Its dividend yield is exceptionally high at 167.0%, with a payout ratio of 17.4%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About South Plains Financial, Inc.

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, and self-directed individual retirement accounts. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.

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Key Statistics

Market Cap
$632.37M
P/E Ratio
10.90
52-Week High
$42.38
52-Week Low
$30.01
Avg Volume
49.10K
Beta
0.60
Dividend Yield
167.00%

Company Info

Exchange
NMS
Country
United States
Employees
528