SRBK
Financial ServicesSR Bancorp, Inc.
$15.79
$-0.09 (-0.57%)
Jan 5, 2026
Price History (1Y)
Analysis
SR Bancorp, Inc. is a regional bank holding company operating in the Financial Services sector and Banks - Regional industry. The company has a market capitalization of $126.98 million, indicating its relatively small scale compared to larger financial institutions. From a financial health perspective, SR Bancorp's profitability metrics are notable. The company reports gross margin at 0.0%, indicating minimal profit from sales. However, it achieves an operating margin of 12.7% and a profit margin of 14.3%. Returns on equity (ROE) stand at 2.3%, while returns on assets (ROA) are 0.4%. The company's balance sheet is marked by cash reserves of $58.30 million, with debt amounting to $38.00 million. The valuation context for SR Bancorp is characterized by a price-to-book ratio of 0.66 and a price-to-sales ratio of 4.08. Revenue growth has declined by 6.6% year-over-year (YoY), while earnings growth has dropped by 43.1% YoY. The company offers a dividend yield of 126.0%, with a payout ratio of 27.8%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About SR Bancorp, Inc.
SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey. The company provides deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit; business checking accounts for small businesses; and bill payment services through its online banking system. It also offers loans comprising one- to four family-residential mortgage, commercial real estate, multi-family, commercial and industrial, consumer, home equity, unsecured personal, and rehabilitation loans; and lines of credit. In addition, the company is involved in the investment activities. SR Bancorp, Inc. was founded in 1887 and is based in Bound Brook, New Jersey.
Visit website →Key Statistics
- Market Cap
- $126.98M
- P/E Ratio
- 29.24
- 52-Week High
- $17.11
- 52-Week Low
- $11.36
- Avg Volume
- 29.64K
- Beta
- 0.54
- Dividend Yield
- 126.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NCM
- Country
- United States
- Employees
- 119