SSBI
Financial ServicesSummit State Bank
$12.05
+$0.14 (+1.18%)
Jan 5, 2026
Price History (1Y)
Analysis
Summit State Bank is a financial services company operating in the regional banks sector. With a market capitalization of $81.60 million, it falls into the Banks - Regional industry category and employs 106 individuals. The bank's financial health reveals mixed results. The company has reported an operating margin of 18.6% but a profit margin of -5.2%. This discrepancy is also reflected in its returns on equity (ROE) and assets (ROA), which stand at -1.4% and -0.1%, respectively. From a balance sheet perspective, Summit State Bank has $57.95 million in cash reserves against $13.05 million in debt. The bank's valuation context shows a price-to-book ratio of 0.82 and a price-to-sales ratio of 2.98. Revenue growth has slowed down by 2.8% year-over-year (YoY), while earnings growth has been higher, at 33.3% YoY.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Summit State Bank
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.
Visit website →Key Statistics
- Market Cap
- $81.60M
- P/E Ratio
- N/A
- 52-Week High
- $12.60
- 52-Week Low
- $6.95
- Avg Volume
- 9.82K
- Beta
- 0.18
Company Info
- Industry
- Banks - Regional
- Exchange
- NGM
- Country
- United States
- Employees
- 106