STEL
Financial ServicesStellar Bancorp, Inc.
$31.58
+$0.82 (+2.67%)
Jan 5, 2026
Price History (1Y)
Analysis
Stellar Bancorp, Inc. is a regional bank operating in the financial services sector. The company has a market capitalization of $1.62 billion and employs approximately 1,065 individuals. Stellar Bancorp's revenue for the trailing twelve months (TTM) is $416.54 million. The company's financial health is characterized by relatively high margins, with an operating margin of 37.4% and a profit margin of 24.5%. However, its gross margin is 0.0%, indicating minimal contribution from sales. Stellar Bancorp's returns on equity (ROE) and assets (ROA) are 6.2% and 1.0%, respectively. The company maintains a significant cash position of $732.32 million, while its debt stands at $91.25 million. Stellar Bancorp's valuation is reflected in its price-to-earnings (P/E) ratio, which is 16.28 for the TTM period and 15.81 for the forward period. The company's revenue growth has been declining, with a year-over-year (YoY) rate of -7.4%. Earnings growth has also slowed down, at a YoY rate of -20.6%. The dividend yield is exceptionally high at 195.0%, while the payout ratio is relatively low at 28.9%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Stellar Bancorp, Inc.
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It offers deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such as telephone, mobile, and online banking. The company also provides commercial and industrial loans; commercial real estate loans comprising multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans comprising 1-4 family residential mortgage loans, including home equity and home improvement loans, and home equity lines of credit; commercial and retail lending services, such as loans to small businesses, mortgage loans, personal loans, and automobile loans; and factoring services. In addition, it offers safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. Stellar Bancorp, Inc. was founded in 2007 and is headquartered in Houston, Texas.
Visit website →Key Statistics
- Market Cap
- $1.62B
- P/E Ratio
- 16.28
- 52-Week High
- $32.74
- 52-Week Low
- $24.13
- Avg Volume
- 240.81K
- Beta
- 0.78
- Dividend Yield
- 195.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NYQ
- Country
- United States
- Employees
- 1,065