Synchrony Financial
$86.74
+$2.09 (+2.47%)
Jan 5, 2026
Price History (1Y)
Analysis
Synchrony Financial is a financial services company in the credit services industry. With a market capitalization of $32.27B and 20,000 employees, it operates at a significant scale. The company's financial health appears strong, with an operating margin of 53.4% and a profit margin of 37.1%. Returns on equity (ROE) stand at 21.6%, while returns on assets (ROA) are 3.0%. Synchrony Financial has $16.25B in cash and $14.43B in debt. The company's valuation context is characterized by a P/E ratio of 9.29, with forward earnings indicating a slightly higher multiple at 9.33. Revenue growth (YoY) stands at 20.7%, while earnings growth (YoY) is significantly higher at 47.4%. The dividend yield is notably high at 142.0%, but the payout ratio remains relatively low at 12.1%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Synchrony Financial
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.
Visit website →Key Statistics
- Market Cap
- $32.27B
- P/E Ratio
- 9.29
- 52-Week High
- $87.50
- 52-Week Low
- $40.55
- Avg Volume
- 3.34M
- Beta
- 1.43
- Dividend Yield
- 142.00%
Company Info
- Industry
- Credit Services
- Exchange
- NYQ
- Country
- United States
- Employees
- 20,000