TOWN
Financial ServicesTowneBank
$33.91
+$0.69 (+2.08%)
Jan 5, 2026
Price History (1Y)
Analysis
TowneBank is a regional bank operating in the financial services sector. With a market capitalization of $2.68 billion and revenue of $766.60 million (TTM), it serves as one of the major players in its industry. The company employs approximately 3,055 individuals. The bank's financial health appears to be robust, with an operating margin of 34.4% and a profit margin of 22.1%. Return on Equity stands at 7.5%, while Return on Assets is 0.9%. TowneBank has a significant cash reserve of $285.61 million but also carries debt amounting to $422.32 million. TowneBank's valuation can be assessed through its price-to-earnings ratio (14.87 TTM and 9.43 forward), as well as its revenue growth rate, which is 14.1% year-over-year. The company offers a dividend yield of 325.0%, with a payout ratio of 46.6%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About TowneBank
TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposit, and individual retirement accounts. The company also offers secured and unsecured personal loans for financing automobiles, home improvements, education, and personal investments; commercial loans for working capital, business expansion, and equipment and machinery purchases; and mortgage loans, as well as real estate acquisition, development, and construction loans. In addition, it provides other services, such as safe deposit boxes, treasury management services, direct deposit of payroll and social security checks, and automatic drafts for various accounts, as well as online, mobile, and on-call banking services. Further, the company offers documentation services to accomplish tax deferral to investors; investment and asset management services; commercial mortgage brokerage services; and other financial services, such as financial, retirement, and estate planning services, as well as assistance on various investment options comprising alternative investments, annuities, margin accounts, convertible bonds, and pension and profit-sharing plans. Additionally, it provides residential property management services, real estate brokerage services, vacation rentals, and title and settlement services; and originates residential mortgage loans. The company also offers life, property, casualty, and vehicle insurance services; and employee benefit programs, such as health, dental, vision, and disability insurance. TowneBank was incorporated in 1998 and is based in Portsmouth, Virginia.
Visit website →Key Statistics
- Market Cap
- $2.68B
- P/E Ratio
- 14.87
- 52-Week High
- $38.01
- 52-Week Low
- $29.43
- Avg Volume
- 338.35K
- Beta
- 0.79
- Dividend Yield
- 325.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NMS
- Country
- United States
- Employees
- 3,055