TRUP

Trupanion, Inc. is a financial services company operating in the property and casualty insurance industry. With a market capitalization of $1.57B, the company has significant scale, and its revenue of $1.40B over the trailing twelve months reflects its substantial business volume. Trupanion also employs 1130 individuals. Trupanion's financial health is marked by relatively low profitability metrics. The company's operating margin stands at 1.6%, while its profit margin is 1.1%. Its gross margin is slightly higher, at 22.0%. On the other hand, Trupanion generates strong returns on equity and assets, with ROE and ROA figures of 4.5% and 0.9%, respectively. The company's balance sheet shows that it has a moderate level of debt ($114.54M) relative to its cash reserves ($348.53M), resulting in a current ratio of 1.71. Trupanion's valuation is characterized by a relatively high P/E ratio of 103.57, which indicates that investors are willing to pay a premium for the company's shares. The forward P/E of 9.22 suggests some level of optimism about future earnings growth, particularly considering Trupanion's impressive year-over-year earnings growth rate of 333.3%. However, revenue growth has been more modest at 12.1% YoY.