UBFO
Financial ServicesUnited Security Bancshares
$10.07
+$0.26 (+2.65%)
Jan 5, 2026
Price History (1Y)
Analysis
United Security Bancshares is a company in the Financial Services sector, specifically in the Banks - Regional industry. With a market capitalization of $177.00M, it operates on a relatively small scale compared to larger financial institutions. In terms of revenue, United Security Bancshares generated $46.49M (TTM), and employs 114 individuals. The company's financial health is characterized by robust profitability margins. Its Operating Margin stands at 44.5%, while its Profit Margin is 24.5%. Additionally, the Return on Equity (ROE) is 8.4% and the Return on Assets (ROA) is 0.9%. In terms of its balance sheet, United Security Bancshares has a significant amount of cash at $66.77M, but also carries some debt at $11.82M. United Security Bancshares' valuation can be assessed through various metrics. Its Price to Earnings (P/E) ratio is 15.03, and the company experiences revenue growth of 6.6% year-over-year. The dividend yield stands at 489.0%, with a payout ratio of 73.9%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About United Security Bancshares
United Security Bancshares operates as the bank holding company for United Security Bank that provides a range of commercial banking services in the United States. The company offers deposit instruments, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides lending products, such as real estate, real estate construction, commercial and industrial, agricultural, and installment loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, interactive teller machine services, payroll direct deposit, cashier's checks, cash management, and foreign draft services, as well as person-to-person and bank-to-bank transfers for consumer customers. It serves the business and professional community, and individuals. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.
Visit website →Key Statistics
- Market Cap
- $177.00M
- P/E Ratio
- 15.03
- 52-Week High
- $10.53
- 52-Week Low
- $7.32
- Avg Volume
- 36.25K
- Beta
- 0.33
- Dividend Yield
- 489.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NMS
- Country
- United States
- Employees
- 114