UFCS

United Fire Group, Inc. (UFCS) is a financial services company operating in the insurance - property & casualty industry. It has a market capitalization of $925.92 million and employs 877 individuals. The company's financial health indicates moderate profitability with gross margin at 11.1%, operating margin at 14.6%, and profit margin at 8.2%. Returns on equity (ROE) stand at 13.2% and return on assets (ROA) is 2.6%. The balance sheet shows a debt-to-equity ratio of 16.26, indicating relatively high leverage, while cash stands at $233.74 million against debt of $146.13 million. The valuation context for UFCS reveals a price-to-earnings (P/E) ratio of 8.38 and forward P/E of 10.01, suggesting moderate valuations relative to peers. The company has achieved revenue growth of 9.6% year-over-year and earnings growth of 96.1%, indicating improving profitability. With a dividend yield of 180.0%, UFCS offers an attractive payout option for shareholders with a payout ratio of 15.1%.