UNTY
Financial ServicesUnity Bancorp, Inc.
$51.97
+$0.89 (+1.74%)
Jan 5, 2026
Price History (1Y)
Analysis
Unity Bancorp, Inc. is a regional bank holding company that operates within the Financial Services sector and Banks - Regional industry. As of the available facts, Unity has a market capitalization of $521.75 million, indicating its relatively small to medium size among publicly traded companies in this sector. The company employs 238 individuals, suggesting a moderate scale of operations. In terms of financial health, Unity demonstrates strong profitability metrics, with an operating margin of 59.4% and a profit margin of 44.3%. The company's returns on equity (ROE) stand at 17.5%, indicating its ability to generate earnings from shareholder equity. Additionally, the cash balance exceeds the debt level, suggesting a manageable financial position. From a valuation perspective, Unity has a price-to-earnings ratio of 9.68 and a forward P/E of 9.21, which is relatively low compared to other regional banks. The company's revenue growth rate stands at 21.5% year-over-year, while earnings growth reaches 31.8%. Dividend yield is notably high at 114.0%, but the payout ratio is moderate at 10.6%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Unity Bancorp, Inc.
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, and retirement accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equity and personal loans; and owner and non-owner-occupied commercial mortgages. In addition, it is involved in the residential construction, commercial, and industrial lending activities secured by business assets, including receivables, inventory, and equipment. Further, the company offers credit and debit cards, wire transfers, safe deposit boxes, automated teller, and internet and mobile banking services; automated clearing house origination and remote deposit capture services; and business services, such as escrow account, merchant, and online services. Unity Bancorp, Inc. was founded in 1991 and is headquartered in Clinton, New Jersey.
Visit website →Key Statistics
- Market Cap
- $521.75M
- P/E Ratio
- 9.68
- 52-Week High
- $57.24
- 52-Week Low
- $36.65
- Avg Volume
- 42.76K
- Beta
- 0.66
- Dividend Yield
- 114.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NGM
- Country
- United States
- Employees
- 238