UPST

Upstart Holdings, Inc. is a publicly traded company listed under the ticker symbol UPST in the Financial Services sector, specifically within the Credit Services industry. With a market capitalization of $4.93 billion and annual revenues exceeding $997 million, the company has established itself as a significant player in its field. Additionally, Upstart employs approximately 1,193 individuals. In terms of financial health, the company demonstrates profitability through various metrics. Its gross margin stands at 82.2%, while operating and profit margins are reported at 11.4% and 3.2%, respectively. In addition to profitability, Upstart's returns on equity (ROE) and assets (ROA) are 4.8% and 1.3%, respectively. The company's balance sheet shows a debt-to-equity ratio of 262.39, indicating significant leverage, but also substantial cash reserves at $495.71 million. Upstart's valuation context is characterized by a relatively high price-to-earnings (P/E) ratio of 174.83 and a forward P/E of 21.11. The company has achieved significant revenue growth year-over-year at 65.3%. Notably, the dividend yield is N/A, indicating that Upstart does not currently distribute dividends to shareholders.