VBNK
Financial ServicesVersaBank
$14.95
$-0.04 (-0.27%)
Jan 5, 2026
Price History (1Y)
Analysis
VersaBank is a financial services company operating within the banks - regional sector. The company has a market capitalization of $477.59M and annual revenues of $120.23M, with 131 employees. The company's financial health demonstrates profitability, with gross margins at 0.0%, operating margins at 29.3%, and profit margins at 23.7%. Returns on equity and assets stand at 6.1% and 0.5%, respectively. The balance sheet indicates $581.71M in cash and $106.60M in debt. VersaBank's valuation metrics include a price-to-earnings ratio of 23.00 (TTM) and a forward P/E of 8.29, alongside a revenue growth rate of 23.1% year-over-year. The company also offers a dividend yield of 48.0%, with a payout ratio of 11.1%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About VersaBank
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
Visit website →Key Statistics
- Market Cap
- $477.59M
- P/E Ratio
- 23.00
- 52-Week High
- $15.57
- 52-Week Low
- $8.51
- Avg Volume
- 51.16K
- Beta
- 1.09
- Dividend Yield
- 48.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NMS
- Country
- Canada
- Employees
- 131