Velocity Financial, Inc.

$18.90

$-0.64 (-3.28%)

Jan 5, 2026

Price History (1Y)

Analysis

Velocity Financial, Inc. operates in the Mortgage Finance industry within the Financial Services sector. With a market capitalization of $735.21 million and revenue of $229.36 million over the trailing twelve months (TTM), the company has a significant presence in its industry. Its workforce consists of 309 employees. The company's financial health is notable, with gross margin at 72.2% and operating margin at 64.8%. Profitability also translates to returns on equity of 16.2% and return on assets of 1.5%. The balance sheet presents a substantial debt-to-equity ratio of 964.87 but is supported by $98.98 million in cash. In terms of valuation, Velocity Financial's P/E ratio stands at 8.04 over TTM and 7.36 forward. The company has experienced significant growth, with revenue increasing 162.3% year-over-year (YoY) and earnings growing 48.5% YoY.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Velocity Financial, Inc.

Velocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor 1-4 unit residential rental properties; residential apartments combined with office or retail space; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded in 2004 and is headquartered in Westlake Village, California

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Key Statistics

Market Cap
$735.21M
P/E Ratio
8.04
52-Week High
$21.39
52-Week Low
$16.12
Avg Volume
74.69K
Beta
0.78

Company Info

Exchange
NYQ
Country
United States
Employees
309