Westamerica Bancorporation

$49.25

+$1.42 (+2.97%)

Jan 5, 2026

Price History (1Y)

Analysis

Westamerica Bancorporation is a financial services company operating in the banks - regional industry. It has a market capitalization of $1.25 billion and generates revenue of $264.66 million on a trailing twelve-month basis, employing 616 individuals. The company's financial health indicates strong profitability, with an operating margin of 61.0% and a profit margin of 45.4%. Returns on equity and assets are 13.0% and 2.0%, respectively. Westamerica Bancorporation has cash reserves of $659.27 million, while its debt stands at $156.08 million. Westamerica Bancorporation's valuation metrics include a price-to-earnings ratio (TTM) of 10.41 and forward P/E of 12.24. The company has experienced negative revenue growth of -13.7% on a year-over-year basis, accompanied by earnings decline of -14.9%. Additionally, the dividend yield is 385.0%, with a payout ratio of 39.2%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Westamerica Bancorporation

Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.

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Key Statistics

Market Cap
$1.25B
P/E Ratio
10.41
52-Week High
$53.86
52-Week Low
$42.00
Avg Volume
134.14K
Beta
0.60
Dividend Yield
385.00%

Company Info

Exchange
NMS
Country
United States
Employees
616